AzMatt, on 08 March 2013 - 03:08 PM, said:
Just curious if anyone out there has disability insurance and if so/ who you use.??I have ridden/raced offroad motorcycles my whole life and am probably never going to give it up.
The problem is, due to the line of work i'm in, and the amount of student loan debt I have accumulated over the years, I have had multiple people tell me I should give up my hobby.??Most of my professors and colleagues have given up doing many things that they love to do just to prevent injury.??I have been out of school 3+ years now and would really like to get back into racing seriously.??My thinking is...why live life if you aren't going to pursue your biggest passions, dangerous or not.??Any thoughts/comments would be appreciated.??Thanks guys.
It's a great thing to have. The younger you are the cheaper it is to buy. Periodically they will offer you additional coverage with the monthly benefit. I grabbed it every time. My policy is with Unum, one of the largest insurers. Not a lot of companies write these now. Try Aflac and New York Life too. The best thing you can insure is your income. At least you know you can maintain your lifestyle if disaster strikes. Go for it, and hope you never need to use your policy.
Source: http://www.thumpertalk.com/topic/1010175-disability-insurance/
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